At RVInsurance.com, our RV insurance specialists shop the best RV insurance rates from multiple leading
carriers to protect your travel trailer, 5th wheel, motorhome, camper, airstream, or other type of RV. With
so many choices for affordable RV insurance, you need a guide, and we are here to help take the guesswork out
of getting the right RV coverage for your vehicle. No matter what kind of coverage you need, we'll explore
all of your RV insurance options.
Insurance for an RV or camper is much different than for a standard vehicle, and trying to add your RV
to your auto policy could leave you with some dangerous gaps in coverage. While RV insurance includes
many of the standard coverages you'd carry on an automobile policy, like liability, comprehensive, and
collision coverages. RV insurance also offers many more RV-specific protections than a typical auto
policy. That's why RVers need specialized RV insurance to protect them with all of the features and
benefits designed for the RV lifestyle.
Our RV specialists only work with leading carriers to offer you complete RV protection wherever your adventures
take you. Many of the carrier's comprehensive and RV-specific plans include the following coverages.
- Full replacement cost coverage could save you thousands of dollars and protect you from depreciation if your RV is totaled or stolen.
- Permanent attachment coverage covers your RV's attached accessories like solar panels, outside awnings or canopies, antennas, suspension alterations, or custom wheels.
- Personal belongings coverage insures everything inside your RV, including laptops, linens, and other stuff, for what you paid, not a depreciated amount.
- Full-timer's liability coverage gives RVers who live in their RV for more than six months a year complete general liability on their RV.
- Storage savings are available when you're not using your RV during the off-season. Simply turn off certain coverages you're not using, and pay significantly less.
- RV roadside assistance provides peace of mind wherever you are with 24/7 towing assistance, lock-out service, mechanical breakdown coverage, and more.
- Search assistance is available if you need a research expert to help you locate and replace your desired RV after a total loss.
- There's no charge for new parts in the event of a collision, and depreciated parts are replaced with new ones, minus your deductible.
- Theft rewards are offered to those who help provide information leading to the conviction of the individual(s) who stole your RV.
With all of the great coverages and benefits that specialty RV Insurance offers, you may be wondering how much it
costs. You'd be surprised to learn it's much more affordable than you think, typically costing less than what most
pay for auto insurance. Many people also receive a discounted rate, including experienced RVers and those who bundle
their RV and tow vehicle policies. However, RV insurance premiums vary significantly by state, age, value, size, and
usage. If you're looking high and low for the best RV insurance rate, contact RVInsurance.com today. Our RV insurance
specialists will work hard to find you the best RV insurance at a price that works for you.